Investment Advisory

Family Business Office is an experienced, independent, fee-based source of unbiased investment advice and solutions.

We manage portfolios to meet long-term financial objectives, emphasizing diversification of investment assets and minimization of taxes to the extent feasible.

Additional elements of our wealth management process include:

• Investment goals and philosophy are defined early in the relationship and recorded in the Investment Policy Statement, which becomes the baseline going forward

• Disciplined oversight including consolidated, customized quarterly performance reporting and annual financial assessment of results after taxes, fees and inflation, against appropriate asset benchmarks

• 24 hour access to a consolidated picture of all investment assets from various sources

• Access to non-traditional asset classes and alternative investments

Current Investment Perspective

A current, detailed description of our investment perspective is posted on our home page (www.familybusinessoffice.net) under “market outlook”.

Stocks. We are not presently “buy and hold” advisors, because we believe that US equities are in an extensive (long and deep) secular bear market. Our participation in US and foreign equities – at this time – is limited to special situations. Our #1 rule in this environment is to avoid large losses.

Gold. We believe that gold is in the early stages of a secular bull market, driven by economic conditions. We are skilled at investing in this area.

Other Markets. In the fixed income category, our focus is on foreign currencies.

Family-owned businesses are our specialty and our passion. Let us help you get more out of your business for yourself and your family!