Family Business Office Website Terms and Conditions

Binding Agreement

By using the Family Business Office, Inc. (FBO) web site, you agree to be bound by the Terms and Conditions specified below, as they may be amended from time to time. FBO reserves the right to amend these Terms and Conditions at any time by posting the amended terms to this web site. Your continued use of the FBO site constitutes acceptance of the amended terms. If you do not agree with these Terms and Conditions (as amended from time to time) or are dissatisfied with the FBO site or any other terms, conditions, rules, policies, guidelines, or practices of FBO, your sole and exclusive remedy is to discontinue using the FBO site.

Use of the FBO Web Site; Uploading Information

You agree to use the FBO web site only for lawful purposes. Unless specifically stated otherwise, all information and material in this web site is made available only for the purpose of providing information.

Specifically you agree not to do any of the following: (i) upload to or transmit on the FBO web site any defamatory, indecent, obscene, harassing, excessively violent or otherwise objectionable material, or any material that is, or may be, protected by copyright, without permission from the copyright owner; (ii) use the FBO web site to violate the legal rights (including the rights of publicity and privacy) of others; (iii) intercept or attempt to intercept electronic mail not intended for you; (iv) misrepresent an affiliation with any person or organization; (v) restrict or inhibit other users of the FBO web site; (vi) upload or otherwise transmit files that contain a virus or otherwise corrupted data; or (vii) download a file or include in a message any software, files or links that you know, or have reason to believe, cannot be distributed legally over the FBO web site or that you have a contractual obligation to keep confidential (notwithstanding its availability on the FBO web site).

Any content and/or opinions uploaded, expressed or submitted to a message board, chatroom or any other publicly available section to the FBO web site, and all articles and responses to questions, other than such content provided by FBO, are solely the opinions and responsibility of the person or entity submitting them and do not necessarily reflect the opinions of FBO. You understand and acknowledge that you are responsible for whatever content you submit, and you, not FBO, have full responsibility for such content, including its legality, reliability, and appropriateness. By uploading or otherwise transmitting material to any area of the FBO web site, you warrant that the material is your own, is in the public domain, or otherwise free of proprietary or other restrictions and that you have the right to use it, including by posting it to the FBO web site. You grant to FBO the right to use all such content you upload or otherwise transmit to the FBO web site in any manner FBO chooses, including but not limited to copying, displaying or performing, or publishing it in any format whatsoever, and modifying it, incorporation it into other material or making a derivative work based on it.

FBO reserves the right, but does not assume any responsibility, to remove from the FBO web site any material posted by you on the FBO web site which FBO, in its sole discretion, deems inconsistent with the foregoing commitments, including any material FBO has been notified, or has reason to believe, constitutes a copyright infringement. However, FBO can neither review all material prior to transmission on the FBO web site nor ensure prompt action with respect to objectionable material after it is transmitted on the FBO web site. Accordingly, FBO assumes no liability for any action or inaction regarding transmissions, communications, or other content that is provided by third parties.

Your failure to comply with the above provisions may result in the termination of your password to the FBO web site and may expose you to civil and/or criminal liability.

Content

All information contained within the FBO site is property of Family Business Office, Inc, unless noted otherwise. This information is provided as a service to anyone; any unauthorized reproductions of this content is strictly prohibited without prior written consent from Family Business Office, Inc.

The information contained herein has been obtained from sources believed to be reliable, but its accuracy and completeness are not guaranteed. FBO reserves the right at anytime and without notice to change, amend or cease publication of the information. It has been prepared solely for informative purposes. FBO may also make improvements and/or changes in the products and/or the programs described in this information at any time without notice.

News feeds, market quotes and other links on this web site are provided by independent third parties and are not guaranteed to be accurate, complete, or timely. Neither FBO nor independent third party providers shall have any liability, contingent or otherwise, for the accuracy, completeness, timeliness or correct sequencing of the information, or for any decision made or action taken by you in reliance upon the Information. The news, market quotes and links provided are shown for your convenience only. Linked sites are independent and are not owned or operated by FBO. FBO does not endorse any linked sites, nor does FBO guarantee the timeliness, accuracy, completeness, or adequacy of any information posted on the linked sites. FBO does not necessarily agree with any opinion, outlook, or forecast stated on any linked site. FBO reserves the right to terminate, modify or change the links, news sources and market quote sources at any time without notice.

No Recommendation

The FBO web site is provided for informational purposes only and shall not be construed to be a recommendation to buy or sell securities. Nothing on this web site shall be considered a recommendation or solicitation to buy or sell securities. Nothing on this web site shall be considered a recommendation or solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. Any investment decisions you may make on the basis of any information found on this web site is your sole responsibility.

FBO does not represent, warrant, endorse or guarantee any advertised products or services, and the identification or listing of products, services, links or other information on the FBO site or any linked site does not constitute or imply any sponsorship, affiliation or recommendation by FBO. You assume all responsibility and risk associated with the use of the FBO service and the Internet generally.

Disclaimer and Limitation of Liability

THE FBO SITE AND INFORMATION PROVIDED ON THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS. NEITHER FBO NOR ANY PERSON ASSOCIATED WITH FBO MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE QUALITY, ACCURACY OR AVAILABILITY OF THE FBO SITE. SPECIFICALLY, BUT WITHOUT LIMITING THE FOREGOING, NEITHER FBO NOR ANYONE ASSOCIATED WITH FBO WARRANTS OR REPRESENTS THAT THE FBO WEB SITE OR THE INFORMATION PROVIDED ON THAT WEB SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED; THAT DEFECTS WILL BE CORRECTED; THAT THE FBO SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR THAT THE FBO SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS. FBO DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT. IN NO EVENT WILL FBO OR ITS CONTRACTORS BE LIABLE FOR ANY DANAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF , OR INABILITY TO USE, THE FBO SITE OR ANY LINKED SITE, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS OR DAMAGES RESULTING FROM DELAY, INTERRUPTION IN SERVICE, VIRUSES, DELETION OF FILES OR ELECTRONEC COMMUNICATIONS, OR ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE FBO WEB SITE OR THE CONTENT TRANSMITTED ON THE FBO WEB SITE, WHETHER OR NOT THERE IS NEGLIGENCE BY FBO AND WHETHER OR NOT FBO HAS BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES.

SOME OF THE FOREGOING EXCLUSIONS ARE NOT PERMITTED IN CERTAIN STATES OR COUNTRIES, AND MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify and hold harmless FBO, its affiliates, agents, third-party information providers, merchants, licensors and others involved in the delivery of the FBO web site or the delivery of products, services or information over the FBO web site, and their respective officers, employees and directors, from and against any and all liabilities, expenses, damages, and costs, including reasonable attorney's fees, resulting form any violation by you of this Agreement or otherwise arising out of your use of the FBO web site.

Privacy; Protection of Personal Information

FBO's use of your personal information is in accordance with our privacy policy and is incorporated by reference into these Terms of Service.

Comments and Submissions

FBO welcomes your comments. All comments, suggestions or other information sent by you to this site (other than postings to publicly available portions of this site such as message boards or chat rooms) are for internal use by FBO or its advertisers or business partners or in response to solicitations on this site, will become FBO's property. You agree that all intellectual property rights therein are transferred to FBO.

Compliance

This site is operated from a site in the State of Texas, USA. FBO makes no representation that materials in this site are appropriate or available for use in other locations. If you access this site from other locations, you are responsible for complying with local laws.

Contact

Please contact us at Family Business Office, Inc., 817-684-8600 or e-mail to fbo@familybusinessoffice.net if you become aware of any content that you believe to be in violation of these Terms of Services, including without limitation, claims that any content on the FBO web site infringes the copyright of a third party.

Miscellaneous

These Terms and Conditions shall be governed in all respects by and construed in accordance with the laws of the State of Texas, USA, without regard to its conflicts of law principles. These Terms and Conditions, as they may be amended from time to time, completely and exclusively state the agreement between you and FBO with respect to the FBO web site, and no other terms that may have been communicated to you orally or in any other manner shall have any force or effect. Any cause of action you may have with respect to the FBO web site must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Exclusive jurisdiction over any cause of action be in Circuit Court of Tarrant County, Texas. You agree to submit to the jurisdiction of such courts.

If any part of these Terms and Conditions is unenforceable, the unenforceable part shall be construed to reflect, as nearly as possible, the original intentions of the parties. The other provisions of these Terms and Conditions shall remain in full force and effect.

FBO's failure to insist upon or enforce strict performance of any provision of these Terms and Conditions shall not constitute a waiver of the provision. Neither a course of dealing or conduct between you and FBO nor any trade practices shall be deemed to modify these Terms and Conditions.

Personal Information

Internally, any personal information gathered is used to communicate with you, process and respond to your requests, and provide you with information regarding the products and services we make available. Personal information is never sold, rented, or used for other purposes. FBO employees and contractors are bound by strict confidentiality agreements and any misuse of client information will be grounds for disciplinary action.

Client Center

To access the Client Center portion of our site, FBO members are assigned a username and password. "Cookies" are used to verify this identification information when logging onto this portion of our site. Cookies are identifiers which a website can send to your browser to keep on your computer, and contain information such as a user ID that allows access to secure portions of a site, or to track the pages you've visited.

Links

This website contains links to other sites. Please be aware that FBO is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of other sites that collect personally identifiable information. This privacy statement applies solely to information collected by this site.

Affiliates

On occasion, FBO will rely on third party affiliates to assist us in providing the services and products we offer to you. Any affiliate receiving information from FBO will receive only the minimal amount of information necessary to support the services offered by FBO, and will be contractually obligated to preserve that information supplied to them for any purpose other than to support FBO services.